Business Liability
A customer falls, a product fails, and an employee makes a mistake… just a few reasons your business could go under! But, having the right amount of liability insurance can keep you on track.

General liability insurance protects your business from another party or business's claims of bodily injury, associated medical costs and damage to property.

Business & Commercial Insurance Services We Offer:

  • General Liability
  • Workers Compensation & Employers Liability Coverages & Programs
  • Commercial Auto Coverages and Fleet Programs
  • Excess Liability and Umbrella Coverages
  • Environmental Liability and Clean Up Coverages
  • Professional Liability Coverages
  • Employment Practices Liability Coverages
  • Railroad Protective Coverages
  • Owners / Contractors Protective Policies
  • Cyber Liability Coverage

Contact us for a quote!

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Insurance Defined

Commercial Umbrella Policy:


An umbrella serves two purposes.

  • First, it provides excess liability limit over the scheduled underlying policies.
  • Second, it fills some gaps in the underlying coverage. There is no standard umbrella policy. Therefore, coverage comparison is a must.

    Key areas of comparison are exclusions, deductibles, whether a follow-up form is offered over unusual underlying exposures, limits, and defense costs (inside or outside the limits).